Road Fine Check
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You paid the penalty but are still being chased

Last checked: 13 November 2026How we check

Payments sometimes fail to match a PCN: a wrong reference, a payment taken against a different notice, or a payment made after the authority had already issued a charge certificate. If you have proof that you paid, you can stop the escalation.

Before the debt is registered

Write to the authority with the payment proof and ask it to cancel the charge certificate. Under the England regulations an authority may cancel a charge certificate it has served (reg 17(2)).

After an order for recovery

Outside London, one of the statements you can file within 21 days is that you have paid the penalty charge to which the charge certificate relates (SI 2013/1783 reg 19(2)(d)). GOV.UK also lists proof of payment as a reason to challenge an order of recovery. The London regulations do not list "paid" as a statutory declaration ground, so for TfL penalties write to TfL with proof first.

Proof that works

  • A bank or card statement line with date and amount.
  • The payment confirmation email or reference.
  • For cheques, the cleared cheque.

Can I challenge this charge? Free check

Free. Your answers stay on this device. Nothing is sent to us.

Which scheme is the notice for?
Where are you now?
Dates
Was the charge paid?
The vehicle
Does any of this apply? (tick all that fit)

Get your letter written for you

Built from your checker answers, with the right grounds and regulation numbers for your scheme. You see the start of the letter before you pay, then edit it and download it as Word or PDF.

Representation letter

£5.99

Your formal challenge to the authority, citing each ground that fits with its regulation number, the evidence you enclose and a request to cancel.

Start my letter

Full pack

£14.99

The representation, a tribunal appeal statement, replies at the charge certificate and debt registration stages, witness statement and out-of-time wording, and a bailiff fee check.

Start the full pack

One penalty per purchase, usable for 6 months. Full refund within 14 days if you haven't downloaded a letter. Templates you send yourself, not legal advice. See sample letters

Questions people ask

I paid the discounted amount on day 15.

Paying after the 14-day window means the full amount was due. The authority can ask for the balance; it is not a ground to cancel.

Sources

Last checked: 13 November 2026. Every fact on this page was checked against these official pages. How we check

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